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loan pricing

См. также в других словарях:

  • Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …   Wikipedia

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • Loan Purpose — Pertaining to mortgages and their risk based pricing factors, the loan purpose factor is sub categorized by purchase, Rate term refinance and cash out refinance.Lenders assess that a purchase loan contains the least amount of risk and thus price… …   Wikipedia

  • Risk-based pricing — is a methodology adopted by many lenders in the mortgage and financial services industries. The interest rate on a loan is determined not only by the time value of money, but also by the lender s estimate of the probability that the borrower will …   Wikipedia

  • Payday loan — A shop window in Falls Church, Virginia advertises payday loans. A payday loan (also called a paycheck advance) is a small, short term loan that is intended to cover a borrower s expenses until his or her next payday. The loans are also sometimes …   Wikipedia

  • Rational pricing — is the assumption in financial economics that asset prices (and hence asset pricing models) will reflect the arbitrage free price of the asset as any deviation from this price will be arbitraged away . This assumption is useful in pricing fixed… …   Wikipedia

  • Risk-Based Mortgage Pricing — Mortgage lenders offers of different interest rates and loan terms to different borrowers based on a grading of the credit worthiness of each borrower. Lenders grade borrowers, and offer different rates and terms to borrowers, based on several… …   Investment dictionary

  • Syndicated loan — A syndicated loan (or syndicated bank facility ) is a large loan in which a group of banks provide funds for a borrower, usually several but without joint liability. There is usually a lead bank or group of banks (the Arranger/s or Agent/s ) that …   Wikipedia

  • 125% Loan — A loan, usually a mortgage, with an initial loan amount equal to 125% of the initial property value. In other words, a 125% loan has a loan to value ratio (LTV ratio) of 125%. A primary measure of a loan’s risk to a lender is the size of a… …   Investment dictionary

  • North American Loan Credit Default Swap Index - LCDX — A specialized index of loan only credit default swaps (CDS) covering 100 individual companies that have unsecured debt trading in the broad secondary markets. The LCDX is traded over the counter and is managed by a consortium of large investment… …   Investment dictionary

  • risk-based pricing — The practice of charging different rates to different borrowers based on differences in their credit worthiness. Typically, all other loan terms remain the same. See Fair and Accurate Transactions Act ( FACT Act) for limitations on the… …   Financial and business terms

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